Real-time Exposure Management for Delegated Insurance Programs
Know the impact of a risk to your aggregate exposure before you bind it.
Delegated Underwriting Creates Visibility Gaps
When an MGA or coverholder binds a risk, their capacity provider often doesn't see it until the bordereaux lands, somewhere between four to eight weeks later. In that window, a program can already be over its granted limits without knowing it. Or it's underwriting cautiously, leaving capacity unused that it was entitled to write. Bordereaux cycles and spreadsheets were never built to close this gap. They were built to be all-encompassing, not fast. It's a shared blind spot. Not just an MGA problem, and not just a capacity provider problem. And right now, nobody owns closing it.
How AssurView Works
1. Plug It In
AssurView connects to your RQB, AMS, or PAS solutions through simple API integration and utilizes your current payload. No need to replace any of your existing systems or workflow.
2. Configure Your Tracking
Set up tracking aligned to however your exposure profile is acutally structred - by state, peril, class, county, or any combination of data points that matters to you and your contracts.
3. Send Quote Data
As a risk is being quoted or bound, the data flows to AssurView through the same workflow that you're already using.
4. See Your Exposure Live
Get an instant, real-time view of where you stand against your limits at the moment a decision is being made, not weeks later.
The Cost of Waiting on Bordereaux
A breach you don't find out about until it's already happened. Capacity sitting unused because nobody could see what was actually available. Reputational risk with a capacity provider who's now on a contract they didn't know they were exposed to.
These are accepted today because there's been no real alternative. That's changing.
Built by People Who've Lived This Gap
We've spent 15+ years building insurance software - policy lifecycle systems, integrations, data modeling - and watched this exact problem get talked about constantly and solved by no one.
AssurView is purpose-built to close it: a real-time layer that sits alongside the systems you already use, without requireing you to rip anything out.
Who AssurView's For
MGAs and Coverholders: Track aggregate usage, operate within granted authority, and strengthen capacity provider confidence through real-time visibility.
Carriers and Managing Agents: Get visibility into how your delegated programs are performing against authority, without waiting on bordereaux.
FAQ
What does AssurView do?
AssurView provides real-time visibility into aggregated exposure across delegated business, beginning at quote and bind. It helps teams track capacity usage, enforce authority-aligned rules, and monitor partner activity as business is written, without waiting for bordereaux or downstream reporting.
Who is AssurView built for?
AssurView is built for organizations overseeing or operating delegated underwriting, including managing agents and carriers providing capacity, MGAs and coverholders managing usage and compliance, and reinsurance or portfolio teams seeking timely exposure visibility.
Does Assurview replace my PAS, rating engine or data warehouse?
No. AssurView is not a system of record. It layers on top of existing quote and bind workflows to provide live oversight, without replacing policy systems, rating engines, or downstream reporting infrastructure.
How does AssurView integrate with existing systems?
AssurView supports real-time API integrations with quoting and binding platforms. It’s designed to work alongside existing workflows, not require a system overhaul.
How does AssurView relate to bordereaux reporting?
AssurView does not replace bordereaux. It compliments existing reporting by providing real-time exposure and authority visibility between reporting cycles, helping oversight teams stay informed as business is written.
Help Shape What Real-Time Exposure Oversight Looks Like
AssurView is in active development with MGAs, coverholders, and capacity providers who manage delegated authority every day. If you're curious what this looks like for your book, or want to share your perspective on exposure and oversight workflows, we'd welcome the conversation.