WHO WE SERVE
Visibility for both sides of the binder
Whether you're writing risks against granted limits or overseeing the programs that do, AssurView closes the same blind spot.
You're binding risks. Do you know what your book looks like right now?
You've been granted specific limits by your capacity provider, by state, peril, class, or whatever your binder defines. Between bordereaux cycles, most teams have no real-time picture of where they stand.
Sound familiar?
"It's hurricane season. Five underwriters are quoting coastal property risks this week in the same region, same peril. Nobody can see what the other four have written today."
- Breach prevention. Know the moment a risk would push you over a limit before you bind it, not after.
- Capacity utilization. Stop leaving granted capacity on the table out of fear of breaching limits you can't see clearly.
- Portfolio confidence. Understand what each risk does to your overall exposure picture before it's locked in.
-----------------------------------------
If your capacity provider asked you right now what your aggregate exposure looks like in your highest-concentration region, how long would it take you to answer?
You ask every MGA the same question. Are you getting a real answer?
Before signing any binder agreement, you ask some version of the same question: how do you manage your aggregate exposure? Most MGAs have an answer. The harder question is whether that answer holds up.
The Honest Picture
"We track it in our bordereaux" means finding out four to six weeks after business was written. "We have a spreadsheet" means someone is manually pulling numbers, probably not daily, and probably not at the point of quote.
- Partner confidence. Know that the MGAs binding risks on your behalf have real visibility into their limits, not just guessing.
- Oversight without friction. Real-time exposure data from your delegated partners, without waiting on bordereaux cycles.
- Partner selection. The MGAs that can demonstrate real-time exposure discipline are the ones worth backing. AssurView gives them that capability.
-----------------------------------------
The MGAs that use AssurView can answer your question clearly. The ones that don't are still waiting on bordereaux.
